Credit report and scores Fairbanks

Apply Online Now From confirm my money You must be logged credit report and scores Fairbanks in to post a credit report and scores Fairbanks comment. How I Got a Credit Card Late Fee Waived Know how to get that late fee waived? I use a couple of different credit cards every month to pay my bills credit report and scores Fairbanks and handle basic spending (groceries, gas, etc.). I also have one random card that I use to pay my traffic toll tag automatically. About once every other month a credit report and scores Fairbanks new toll charge hits. This card, unfortunately, cant credit report and scores Fairbanks be paid automatically. At least I couldnt figure out how to pay it automatically. As an aside, I recommend that everyone sets up automatic payments on their credit cards. That way your entire balance is paid off credit report and scores Fairbanks each month without you having to remember. free credit report identity theft Its just a good system credit report and scores Fairbanks to have in place for all of your cards. Long story, short, I missed the payment deadline on this randomly used credit report and scores Fairbanks card, and didnt realize it until a couple credit report and scores Fairbanks of days later. Once I realized it, I immediately panicked and logged into my online account. My first thought was credit report and scores Fairbanks that I need to credit report and scores Fairbanks remove the automatic toll charge that hits my card every other month. best credit report website A more routine, monthly bill would be better suited for keeping this card credit report and scores Fairbanks active. My next thought credit report and scores Fairbanks was to make a call and ask for credit report and scores Fairbanks forgiveness. I called up the bank and begged credit report and scores Fairbanks to have the credit card late fee waived, sighting my prior clean record.

The rep took my payment (from my credit report and scores Fairbanks other bank debit card), and waived the late fee!

But I dont think that would have worked as effectively. I think its key in these situations to take the passive approach. You are far more likely to get the result you need if you play it cool. If you credit report and scores Fairbanks cant convince the rep in a nice way, then I suggest asking to speak to their supervisor: credit report and scores Fairbanks someone who can waive the fee for you. view my credit report Keep working your way calmly up the chain of command until you get the outcome you desire. I guess the moral of the story is to always ask to have your credit card late fee waived. Odds are, if its your first time, they will waive the fee.

If its your second offense, you may have to work a bit harder.

The other lesson learned is to setup automatic payments to your card so that its paid off in full each month.